by Austin Kershaw | Jan 18, 2024 | Uncategorized
Many employers offer benefits in addition to wages. Besides health, dental, life, and accident insurance, some employers also offer short-term and long-term disability insurance. This insurance is designed to replace some of your regular income in the event you become...
by Austin Kershaw | Dec 5, 2023 | Uncategorized
You have jumped through every hoop, dotted every “i,” and crossed every “t,” but now the insurance company has informed you that your claim for short-term disability (“STD”) or long-term disability (“LTD”) has been denied. What’s next? Most disability policies, and...
by Austin Kershaw | Nov 6, 2023 | Uncategorized
Applying for disability benefits can be a complex and overwhelming process, especially when it comes to the Railroad Retirement Board (RRB) disability benefits. These benefits are essential for railroad employees who have become disabled and are unable to work. To...
by Austin Kershaw | Oct 23, 2023 | Uncategorized
The Foundation of Your Claim Medical records are the foundation upon which your OPM (Office of Personnel Management) disability claim is built. They serve as concrete evidence of your medical condition, its severity, and its impact on your ability to perform your job....
by Austin Kershaw | Oct 4, 2023 | Uncategorized
Navigating the process of applying for Social Security Administration (SSA) disability benefits can be complex and daunting. One crucial aspect that applicants often overlook is the significance of medical records. The Code of Federal Regulations (CFR) 404.1512...
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