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Why does it take so long to get a decision?
Initial (First stage) and Reconsideration (Second stage) Understanding why the SSA process is so lengthy can be difficult. We can feel like SSA expects us to stick to strict deadlines and get paperwork in timely, but it seems like they have no such restrictions. They...
What do I do if my short-term or long-term disability claim has been denied?
Many employers offer benefits in addition to wages. Besides health, dental, life, and accident insurance, some employers also offer short-term and long-term disability insurance. This insurance is designed to replace some of your regular income in the event you become...
What To Do After A Denial Of Your Claim For Short-Term Or Long-Term Disability Benefits
You have jumped through every hoop, dotted every “i,” and crossed every “t,” but now the insurance company has informed you that your claim for short-term disability (“STD”) or long-term disability (“LTD”) has been denied. What’s next? Most disability policies, and...
The Crucial Role of Medical Records in Railroad Retirement Board Disabled Employee Benefits Applications
Applying for disability benefits can be a complex and overwhelming process, especially when it comes to the Railroad Retirement Board (RRB) disability benefits. These benefits are essential for railroad employees who have become disabled and are unable to work. To...
The Crucial Role of Medical Records in Applying for OPM Federal Disability Benefits
The Foundation of Your Claim Medical records are the foundation upon which your OPM (Office of Personnel Management) disability claim is built. They serve as concrete evidence of your medical condition, its severity, and its impact on your ability to perform your job....
The Crucial Role of Medical Records in Social Security Disability Benefits Applications
Navigating the process of applying for Social Security Administration (SSA) disability benefits can be complex and daunting. One crucial aspect that applicants often overlook is the significance of medical records. The Code of Federal Regulations (CFR) 404.1512...
Midwest CES, Summit Medical Exams, and the Scoop on Unfair Consultative Exams
The consultative examination, or CE, is an important and necessary step for applicants seeking Social Security Disability or Supplemental Security Income. In most cases, a CE is required where Social Security does not have enough evidence to make an accurate...