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You received and counted on disability benefits every month, but now your disability payments stopped. Why? Let’s say you were fortunate enough to have short-term disability (STD) or long-term disability (LTD) coverage as one of the benefits provided by your…

Many employers provide disability insurance benefits for its workers. We do. Short-term and long-term disability benefits are crucial to being able to pay living expenses for someone who is ill or injured and cannot work.  Is the disability insurance company…