What is the Difference Between Short and Long Term Disability?
Despite the apparent difference, there is a handful of differences between both short and long-term disability. It is important to understand the difference from a disability law firm in Kansas City, KS, rather than other sources because we are here to help. Let’s chat about how the two disability plans can differ for you and your loved ones.
Short-Term
First of all short-term disability is one that covers a portion of salary in the event that you cannot work due to illness or injury. The coverage can range anywhere between 9 weeks to a year. It is often based upon the policy the employer provides. The types of injury and illness covered under short-term disability are specific. It can include but are not limited to childbirth, arthritis, or injury from an accident. Those who do receive short-term benefits can obtain between 40-60% of their regular wages by using their benefit programs.
If you are unsure of your qualifications to short-term disability or believe that you have had issues with it in the past, feel free to contact disability lawyers in Kansas City to discuss your options.
Long-Term
Kansas City disability law provides another option for those who are out longer than the short-term allows for. Long-term can cover 5-10 years or longer, depending on retirement and the length of disability. Alike short-term disability, it also depends on the employer’s policy. This type of disability can pay between 50-70% of the wages while the employee is unable to work. Those who qualify for long-term benefits suffer from an injury that prevents them from working for over a year. These can include cancer, nervous system disorders, mental health issues, and others.
If you are unsure of your qualifications for long-term benefits or believe that you have had issues with it in the past, feel free to contact disability lawyers in Kansas City to discuss your options.
There are a few differences rather than the time span when it comes to these two types of disability benefits. As a result not all plans are the same, and some of the results may vary depending on the employee’s programs. As one of the trusted disability law firms in Kansas City, KS, we have seen a variety of cases and are ready to tackle whatever you may have. Our expert staff in the disability appeal process in Kansas City has spent years understanding the system and seeing how we can help you navigate through it as well. Call your local disability attorney in Kansas City today for questions regarding the appeal process and other disability law inquiries.