When your claim for long-term disability on your employer’s benefit plan is denied, you could have a viable ERISA claim, and a hardworking disability attorney could help you with filing. Reach out to a Kansas City ERISA lawyer at BurnettDriskill today to improve your chances of a positive outcome.
If you believe you have been mistreated after filing a claim for employee benefits, you might be protected by a federal law known as ERISA. It is common for workers to have a case for compensation without ever realizing it.
ERISA (Employee Retirement Income Security Act) protects workers who have benefits, like disability insurance, through their employer. It often comes into play when a person’s long-term disability claim is denied without good reason.
Under the law, employees are entitled to documentation regarding their plans. From pensions to benefits, plan administrators are required to ensure beneficiaries have access to information about how to file a claim and how to appeal a denial. Failure to comply with these requirements could result in a case for compensation. An ERISA attorney in Kansas City could help with compliance and collecting the necessary documents.
ERISA violations can take many different forms. Identifying mistreatment by an insurance company is vital for anyone considering legal action.
Many of these cases involve claims under long-term disability plans by employees who suffer a disabling injury or illness. Although a person may be unable to work due to severe conditions like traumatic brain injuries, some insurance companies might deny the claim based on an argument that the condition does not qualify as a “total disability.”
These cases can also focus on misrepresentations by the insurance company, including dishonest statements about policy exclusions or an inflated value of the policy itself.
There are different situations where you might need the support of an ERISA attorney in Kansas City. These cases often arise from unfair treatment by an insurance company following the denial of a long-term disability benefits claim. Insurance companies must act in good faith throughout the process, but not every insurer upholds that obligation. If your claim was denied or the award seems unreasonable, it may be time to seek help.
Early legal intervention during the appeal process can prevent further mistreatment by the insurance company. If they continue to act in bad faith, a legal professional could pursue a lawsuit after an appeal.
Ultimately, you should not decide on your own if the insurance company treated you fairly during the claims process. ERISA is a complicated area of the law, and you might be surprised what qualifies as a violation. Before assuming there is nothing to be done about a denied claim, it is essential to meet with a diligent ERISA lawyer in Kansas City to discuss your options.
An ERISA claim could provide you with the financial resources you deserve. Getting the most out of this process can be challenging on your own.
Do not hesitate to get in touch with a Kansas City ERISA lawyer at BurnettDriskill today for a private consultation. This crucial step in the process could provide you with the reassurance and confidence you need to navigate your claim effectively.
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