Do You Work for The University of Kansas Medical Center or the University of Kansas Hospital Authority?
The University of Kansas Medical Center and the University of Kansas Hospital Authority employ over a thousand people across the state of Kansas. In Kansas City, Kansas, the Hospital alone employs hundreds at its campus near 39th and Rainbow.
KUMC provides both short-term disability (STD) and long-term disability (LTD) coverage to its full-time employees. An employee may eligible for these disability benefits if they are unable to work due to a medical condition.
KUMC does not administer its own disability plans. Instead, they outsource the job to claims administrators. STD claims are run by either Aflac or The Hartford. This depends on whether the employee is covered under the University plan or for the Hospital plan. These STD plans provide benefits for up to either 13 or 26 weeks.
LTD claims are run by either KPERS or The Hartford. The LTD plans are a little more complicated than the STD plans. But most employees are entitled to at least 24 months of benefits if they are unable to work their own occupation due to a disabling medical condition. In many situations, an employee is entitled to benefits beyond that 24 month period.
Through its claims administrators, KUMC denies many STD and LTD claims. A claim can be denied for any number of reasons. The first step is to request the correct documents from the claims administrator to determine why the claim was denied.
Once the reason for the denial is better understood, it is crucial to prepare a thorough and timely appeal. This involves seeing the proper medical specialists and submitting the right documents to the claims administrators.
Our office, centrally located in North Kansas City, Missouri, has helped many KUMC employees in STD and LTD claims. If you are having trouble with any of KUMC’s claims administrators, you should consider speaking with an attorney. We would be happy to talk to you about filing a claim, appealing a decision, or considering litigation.
https://burnettdriskill.com/practice-areas-of-our-disability-attorney-teams/employment-disability-benefits/
BurnettDriskill, Attorneys